Banking Made Simple, Rewards Made Real
Experience the future of banking with our mobile-first checking account. Get a Visa® Debit Card that earns rewards, zero fees, and complete control over your money – all in one powerful app.
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Zero Fees, Maximum Freedom
No monthly fees, no ATM fees, no foreign transaction fees, and no overdraft fees. We believe in keeping your money where it belongs – with you.
Bank-Level Security
Your money is protected with FDIC insurance up to $250K through nbkc bank, Member FDIC‡. Plus, instantly lock your card or change your PIN with a single tap in our app.
Pay Anywhere, Any Way
Tap to pay with your Visa® Debit Card, use Apple Pay® or Google Pay™, or write checks. Your money moves with you, wherever you go.
Earn While You Spend
Get automatic cash back at thousands of popular retailers including Costco, adidas, and Aeropostale. Your everyday purchases become rewards.1
Banking Without the B.S.
We've eliminated all the fees that traditional banks use to nickel and dime you. No ATM fees, no foreign transaction fees, no overdraft fees, and no minimum balance requirements. Just simple, transparent banking.
Your Money, Your Control
Your checking account is FDIC-insured up to $250K through nbkc bank, Member FDIC‡. Take control of your card security with instant card locking, PIN changes, and transaction alerts – all from your phone. No branches, no calls, just complete control.
Turn Everyday Spending into Rewards
Earn automatic cash back at thousands of your favorite stores. From Costco to adidas, TOMS to Sam's Club, and Aeropostale – your regular shopping becomes rewarding.
Share the Benefits, Share the Control
Joint checking accounts are now available. Share all the perks of fee-free banking and cash back rewards with your partner, while maintaining complete control with individual Visa® Debit Cards for each account.